Filing a Shipping Insurance Claim

You never want to have an important package break when you send it to someone, but if the worst does occur, that’s the reason that you carry insurance on it. However, many people aren’t aware of what they need to do in order to get the insurance to properly cover the amount that was lost. Carrying the insurance is the obvious first step, but it’s important to make sure that you have all of the information to process your claim once it’s filed.

The main thing that you need to file a claim through parcel insurance is proper information about the item that was shipped. A great way to make sure that you have the right documentation is to take a photo of the item in question before you load it into the box to be shipped. If you’ve done that, you’ll always be able to have proof that the item was in good working condition before you shipped it, meaning the damage must have taken place after the item had left your possession. That’s a great way to present an irrefutable case on your behalf.

It also helps if you have a proper valuation of the item in question. For example, if you purchased a new laptop for a nephew or niece as a gift and something happened to it, you can save your receipt to show that it matches the declared value that you placed on it. The receipt will also help you when you get insurance, because you’ll know exactly how much insurance you need to cover the item in question.

Saving documentation might seem like a tedious process, but it really is the best way to make sure that your parcel insurance pays off for you if you need it. When you can speed up the process, you go a long way toward getting the reimbursement check to get your item where it should have arrived all along.

Increase Operations Efficiency in the Insurance Industry

After the economic challenges of the past decade, many companies are looking to streamline processes but are often not reaching their expected savings or fully commit to their proposed changes.

Operational efficiency is integral to maintaining profitability in a volatile market and economic climate, but it also responds to increased calls for transparency and faster access to important information. As communications become more dependent on the Internet over in-person calls, operational efficiency can also help companies meet their clients where they are at: online and researching their next major purchases.

Today’s insurance consultants strive to make insurance companies more profitable and agile, here’s how to do this with employee and operations management.

Four Effective Ways to Manage Your Employees
Operational efficiency starts with your employees. That makes operational management dependent on how you manage your employees. The right management can encourage your staff, get them better equipped for change and increase your profitability.

Encourage idea management: Your staff are your most knowledgeable and immediate resource into your business’ ins and outs. The best ideas will often come from your own staff. Working to ensure that your employees feel comfortable and encouraged to bring their ideas forward is a key to modern success, a strategy that has led to important changes in organizations like Toyota and GE.

Prioritize motivation and engagement: Employees who feel heard and engaged often show a 15-20 per cent increase in performance. So how do you engage employees? Focus on motivation, incentive programs and, of course, clear and open communication.

Incentivize your staff with fair and motivating rewards: Monetary compensation is just one way in which you can motivate your employees, but never underestimate the power of a pizza party and mentions of success in the company newsletter. These are often more cost effective and always appreciated by your team.

Change cost allocation: Flat, equal cost distribution is one of the least effective ways to improve operations, yet it is still a popular strategy. Instead, allocate costs based on consumption. It encourages people to use the resources in the organization and it saves money on expensive third-party solutions.

Four Ways to Achieve the Most Productive Organizational Structure
Look for inside hires: It pays to bring in an outside perspective, but always promoting from without instead of from within the company will leave your team feeling like they need to go elsewhere to grow. Growing leaders in-house and taking the time to mentor promising employees can help you retain valuable assets just when they may look to move, and will save you on hiring a more expensive expert from outside.

Streamline compensation: What people earn is quickly becoming more common knowledge and, with it, tensions around compensation. By streamlining your levels of compensation, you can ensure equal pay for equal work while rewarding those who deserve more for their efforts.

Reduce management layers: Modern businesses need to be flexible, agile and quick to respond to change. Having multiple levels of management can lead to the opposite: bureaucratic inefficiencies and communication structures that lose vital information. By reducing levels of management, you can increase your efficiency and better plan for those quick changes.

Get the right number of people: Too few or too many employees both present problems. One will burn out your staff, increase turnover and lead to operational “bottlenecks.” Too many employees unnecessarily increases costs while insufficiently leveraging your collected talent. This is where operations, contact centre and back-office benchmarks can drive operational efficiency.

The Assessments & Benchmarks Insurance Companies Need
If you are curious about how your company is operating and want to understand how to better streamline your operation, The Burnie Group has may assessments and benchmarks that can help your organization run better. They are even available across multiple channels, including:

Call/phone (including IVR)
Online (including chat and bots)
Insurance benchmarks and assessments are also available across different business lines, such as:

P&C insurance
Individual life insurance
Group life insurance
Insurance benchmarks and assessments can also help across different functions, including:

Loyalty and retention
Shared services (e.g. Workforce management)
Contact The Burnie Group today to learn more about how to drive operational efficiencies in your company to achieve better profit, happier employees, and streamlined process.

Where’s Waldo? The Top Spots for a Family Holiday

Anyone planning a holiday escape for a large family is expected to strike a fine balance between a finding a quality destination with entertainment for both children and adults and an affordable price, which often seems impossible. If you are struggling, we can help with this list of fantastic budget-friendly destinations for an unforgettable family holiday.
Walt Disney World, Orlando

What better place to find pure entertainment for young and old? Hackle-raising rides, eye-goggling shows, adrenaline-rising challenges and a lot more are offered to visitors when they enter Walt Disney World. You can even choose between two family resorts nearby. Disney’s Beach Club Resort is situated at the coast and is entirely seaside-themed. Beach lounges, martinis with umbrella straws, life-size shipwrecks and one-eyed pirates are only highlights of the Disney sea world of leisure and adventure. Disney’s Fort Wilderness Resort and Campground, as its name suggests, is located further inland among peaceful deer-inhabited woods. Family adventures here include archery, hiking and canoeing.


Endless sun, warm friendly ambiance, Hellenic ruins, a traditional feel and dazzling hotels can be found throughout Cyprus. Hotel complexes usually maintain sizeable waterparks which your children will love to explore while you are lying in the sun blissfully catching tan. As you go in town for a refreshing stroll to catch the evening breeze, you will pass by numerous scenic remains from Ancient Greek times, which assume a romantic reddish hue in the setting sun.


Ancient tradition combined with all mod cons characterise any holiday to Bulgaria. If you are a fan of luxurious SPA hotels with swimming pools and entertainment facilities for children, all at perfectly affordable prices, the resorts of Sunny Beach or Golden Sands are exactly for you. Stretch your legs on a visit to Sunny Beach’s nearby town of Nessebar and you feel as if you have made a leap into a charmingly preserved past with traditional Bulgarian houses, ancient fortifications and Byzantine temples.


The ultimate family winter holiday, a visit to Lapland in Finland is likely to leave the kids screaming with delight. On return they will be able to boast to their friends that they have met Santa Claus, helped elves in the making of presents and ridden a real deer-driven sleigh. Lapland for parents is equally fascinating. Hiking, driving a snowmobile or observing the Northern Lights are among the attractions many attractions that can appeal to older guests.

Before You Go

No family holiday, however, begins without a fair amount of preparation which can be stressful. Arriving at a new destination with your boisterous brood could also be a source of anxiety. A good way to alleviate all the stress is to invest in a family travel insurance policy. This way you can be sure that your loved ones are protected under all circumstances so that you can enjoy your family holiday to the full.

Author Plate

Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in global single trip, annual and family travel insurance. Besides offering great deals on travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holidays.

Affordable Rooms in Dharmasthala

One of the most famous religious sites in south India has a history dating back more than 800 years and is known as Shree Kshetra Dharmasthala, the country of righteousness and piety. Since then and forever, Manjunatheshwara, the principal god of the spiritual dwelling, has assumed the shape of a shiva linga and kept Dharmasthala’s temple town spotless. Lord Manjunatheshwara is worshipped at Shree Kshetra Dharmasthala in a very uncommon yet excessive way since this Shaiva temple is prayed to by Vaishnava priests and maintained by Jain ancestors.

If you haven’t yet visited Dharmasthala, then you have missed one of the most serene places. The places offer you positivity and relaxation all at once. However, when you are visiting, you need to stay at hotels. In such cases, finding Affordable Rooms for Stay in Dharmasthala can be monotonous. Here in this editorial learn about a few tips to find the best hotel in Dharmasthala.

Compare resources and prices

The way you make your reservation might have a significant impact on the price. To obtain a general idea of the hotels in your target region, start with websites, but don’t rely on them for comprehensive information. Continue your independent study on such hotels. Look for reduction codes and additions like free of charge Wi-Fi, banquet, or parking. Moreover, don’t disregard a hotel’s own website. When you reserve via their domain, many chains assures the lowest value.

Make a rate concession.

Choose a couple of your favorites and answer the phone after you are familiar with the area. Notify the property of the cost you found out on other sites and enquire if they can offer it. If the hotel is agreeing, then congratulations, you have got a great deal.

Search for last-minute discounts

There are a lot of apps that specialize in assisting last-minute visitors to find affordable hotel rooms. Discounts for only a day and two in advance are also listed on websites. Reservations at the final minute don’t every time work, though. Tripping while a popular meeting or on a vacation may consequence in an increase in require and price.

Look into alternate facilities

You will never have to reserve a hotel as an accommodation option. Websites like Airbnb allow you to rent a room, an apartment, or a whole house.

Budget travelers, especially those who venture outside, should consider staying in hostels. You never have to divide up a room in a dorm with a gathering of teenagers, so don’t be troubled concerning that. The mainstream of hostels brings you a few personal accommodations with personal toilets.

Put your affiliations to use

When you are travelling, seniors, government workers, students, and military personnel, may be eligible for reduced hotel prices. Consult the hotel before making a reservation or use websites to get offers.

What Amenities should you expect in a budget hotel?

Complimentary Breakfast

Free breakfast is something that guests look for while looking to save cash and appreciate the ease of either preparing their own food or eating it nearby their hotel. Hotels may compete on the breakfast front by providing some type of complimentary breakfast option, whether it’s a continental table or a sit-down hot meal, especially since the majority of short-term rentals include kitchens.


Providing down, foam, and allergenic pillows may help your hotel seem more like a home because many visitors have sensitivities or strong sensitivities toward particular types of pillows.

Internet connection through WIFI for free:

Free Wi-Fi is gradually becoming a standard service that travelers anticipate and don’t want to pay more for. The lack of free Wi-Fi may be a deal-breaker for some visitors. Do you wish to go beyond? Allow visitors to stream their preferred television shows on your hotel’s TVs using services like Netflix.


You should look for this advice while finding affordable rooms in Dharmasthala. Make sure you are finding all the amenities as well. Contact Devatha Home stay for affordable rooms.